Suite 6, 19-21 Central Road
Miranda NSW 2228
Ph 02 9540 2255
advise@doranfs.com.au


Your business

Business Insurance
Whether you are looking to cover a key director or employee or put in place a business succession plan, we can help you.  We consider the best funding option, ownership and level of cover for your particular situation and can work with other professionals such as solicitors and accountants to provide a complete solution.  For growing businesses we can even arrange pre-approved future cover making it simple to increase cover as needed.

Group Insurance

Many of us recognise the importance of personal risk insurance or income protection, and appreciate the peace of mind it gives us.

Now your employees or fund members can enjoy the same peace of mind. Doran Financial Services allows you to protect the financial security of your employees/members and their families with Group Life Insurance and Group Salary Continuance Insurance.

Employers need at least 20 employees in order to take advantage of the group risk facilities. Automatic acceptance into the plan at reasonable sums insured is a major advantage of group risk products. The rates are very competitive and the premiums are usually tax deductible to the employer.

Corporate Superannuation

For most employees, superannuation will be the most likely source of retirement income and to a large degree will determine their lifestyle after retirement. Choosing the appropriate superannuation fund for your employees has to be done correctly the first time.

At Frank Doran Financial Services we have employee superannuation solutions that meet the needs of employees and employers.  We can provide you with options to evolve your plan as your business grows.  We help you select and implement a suitable superannuation and insurance solution.  We can also deliver ongoing education to your employees and offer them a full range of financial services including retirement planning.  As part of our ongoing review service we keep you updated with legislative and market changes which might affect you and your employees.

Reminder about your SG obligations

Employers are required to pay Superannuation Guarantee contributions into a complying superannuation fund or retirement Savings Account (RSA) on a quarterly basis.  Otherwise they will be liable to pay the non-deductible Superannuation Guarantee Charge (SG Charge). The current minimum contribution rate is 9% of an eligible employee's earning base (Ordinary Time Earnings). The due dates for Quarterly SG Contributions are:

SG Quarter Due Date
Q 1  1 July to 30 September 28 October
Q 2  1 October to 31 December 28 January
Q 3  1 January to 31 March 28 April
Q 4  1 April to 30 June 28 July

For more information on your SG obligations visit the ATO (click here to visit ATO).

 


Personal Wealth Mgt
Personal Insurance
Your Business
Loans and Financing

  




 
Authorised Representative of NOW Financial Group Pty Ltd AFSL 411227 Tel 07 3369 0188